For Information Only
The information contained herein is for information purposes only and does not constitute
a distribution, offer to sell or the solicitation of an offer to buy any securities.
No information contained herein constitutes investment, legal, tax or other advice.
Before making any investment decision, investors must consider their particular
investment objectives and financial situation and may wish to consult tax or other
All information and content on this website is furnished "AS IS," without
warranty of any kind, express or implied, including but not limited to implied warranties
of non-infringement, merchantability, fitness for a particular purpose, or investor.
Pivot Point Advisors, LLC and its affiliates will not assume any liability for any
loss or damage of any kind, arising directly or indirectly from the use of any part
of the information provided. Pivot Point Advisors, LLC does not guarantee the correctness
of the data or the algorithms used in the Retirement Calculator nor that software
downloaded from this site is free of harmful components or viruses. The software
provided on this site is subject to change without notice to current and prospective
Use of Links
This website may contain links to outside websites, operated by other parties. Pivot
Point Advisors, LLC does not participate in the development or maintenance of such
outside websites and does not otherwise review the information contained therein.
No permission is granted to copy, distribute, modify, post or frame any text, graphics,
video, audio, software code, or user interface design or logos. The entire website
is subject to copyright with all rights reserved. The information contained in this
website shall not be published, rewritten for broadcast or publication or redistributed
in any medium without prior written permission from Pivot Point Advisors, LLC.
There are market and investment risks associated with these investments. The value
of your account will fluctuate and it may lose value. Some of the sources of risk
include overall market direction, sector exposures, capitalization exposures, and
the selection of individual securities.
You may use the Retirement Calculator for non-commercial purposes. You are explicitly
allowed to redistribute the Retirement Calculator as long as it is made available
free of charge and the software has not been modified in any way. The software may
not be resold, reverse engineered, or altered in any way. It remains the property
of Pivot Point Advisors, LLC.
This website contains performance and other data. Unless otherwise specified, all
figures are estimated and unaudited. Net results reflect the net realized and unrealized
returns after deduction of all trading expenses (including brokerage commissions),
management fees and performance allocations. Performance data assume reinvestment
of all distributions. Past performance is not necessarily indicative of future results
and investors risk loss of their investment.
This web site may contain forward-looking statements on our current expectations
and projections about future events. Statements that are predictive in nature, that
depend upon or refer to future events or conditions or that include words such as
“expects,” “anticipates,” “intends,” “plans,” “believes,” “estimates,” “thinks,”
and similar expressions are forward-looking statements. These statements involve
known and unknown risks, uncertainties and other factors that may cause our actual
results and performance to be materially different from any future results or performance
expressed or implied by these forward-looking statements. These factors include,
among other things, those matters discussed as “Risk Factors,” in our materials,
as well as (1) general economic and business conditions; (2) new governmental regulations
and changes in, or the failure to comply with existing governmental regulation,
(3) legislative proposals that impact our industry or the way we do business, (4)
competition, and (5) our ability to attract and retain qualified personnel.
Although we believe that these statements are based upon reasonable assumptions,
we can give no assurance that our goals will be achieved. Given these uncertainties,
prospective investors are cautioned not to place undue reliance on these forward-looking
statements. We assume no obligation to update or revise any forward-looking statements
contained on the web site or provide reasons why actual results may differ.