Website Terms of Use
By accessing and using this website you are agreeing to the Terms of
Use set forth herein.
For Information Only
The information contained herein is for information purposes only and
does not constitute a distribution, offer to sell or the solicitation of
an offer to buy any securities. No information contained herein
constitutes investment, legal, tax or other advice. Before making any
investment decision, investors must consider their particular investment
objectives and financial situation and may wish to consult tax or other
advisors.
No Warranties
All information and content on this website is furnished "AS IS,"
without warranty of any kind, express or implied, including but not
limited to implied warranties of non-infringement, merchantability,
fitness for a particular purpose, or investor. Pivot Point Advisors, LLC
and its affiliates will not assume any liability for any loss or damage
of any kind, arising directly or indirectly from the use of any part of
the information provided. Pivot Point Advisors, LLC does not guarantee
the correctness of the data or the algorithms used in the Retirement
Calculator nor that software downloaded from this site is free of
harmful components or viruses. The software provided on this site is
subject to change without notice to current and prospective users.
Use of Links
This website may contain links to outside websites, operated by other
parties. Pivot Point Advisors, LLC does not participate in the
development or maintenance of such outside websites and does not
otherwise review the information contained therein.
Proprietary Rights
No permission is granted to copy, distribute, modify, post or frame
any text, graphics, video, audio, software code, or user interface
design or logos. The entire website is subject to copyright with all
rights reserved. The information contained in this website shall not be
published, rewritten for broadcast or publication or redistributed in
any medium without prior written permission from Pivot Point Advisors,
LLC.
Managed Accounts
There are market and investment risks associated with these
investments. The value of your account will fluctuate and it may lose
value. Some of the sources of risk include overall market direction,
sector exposures, capitalization exposures, and the selection of
individual securities.
Retirement Calculator
You may use the Retirement Calculator for non-commercial purposes.
You are explicitly allowed to redistribute the Retirement Calculator as
long as it is made available free of charge and the software has not
been modified in any way. The software may not be resold, reverse
engineered, or altered in any way. It remains the property of Pivot
Point Advisors, LLC.
By subscribing to a newsletter the subscriber agrees to an automatic
charge of the subscription price for each subscription period.
Subscriptions may be cancelled at any time and the subscriber will not
incur any additional charges after the cancellation has been received.
You must be 18 years of age or older to subscribe.
Pivot Point Advisors owns all rights to the contents of the
newsletters. No permission is granted to copy, distribute, modify, post
or frame any part of the newsletters. The information contained in the
newsletters is solely for the private, noncommercial use of the
subscriber. Use for any commercial purpose including but not limited to
investment advisory activities is explicitly prohibited. You may not
share your username and password with any other person or entity and you
acknowledge that you are responsibly for any and all activity conducted
through your account.
The content of the newsletters is for informational purposes only and
does not constitute investment advice or an endorsement of any
particular security or investment strategy. The newsletters do not take
the subscriber's financial condition, time horizon and risk tolerance
into account. Investment decisions are the subscriber's responsibility
and should be made after consulting a qualified investment professional.
They should not be solely based on the securities highlighted in the
newsletters. The newsletters are based on information Pivot Point
Advisors believes to be reliable, but we cannot guarantee its accuracy.
We cannot and do not guarantee the performance of any investment
strategy, nor do we guarantee its suitability for a subscribers'
investment needs. Historical performance does not guarantee future
returns. Current returns may be higher or lower than the quoted returns.
The information presented in the newsletters is as of the date of
publication and is subject to change at any time. Newsletters are
updated approximately once a month. The securities listed in the
newsletters are the output from the same proprietary algorithm that is
used to trade client accounts. However, the algorithm selects somewhat
different portfolios each day. Consequently there may be variances
between the positions in client accounts and the positions listed in the
newsletters. Additionally, positions in client accounts are managed to
prevent large concentrations in any one sector or security. This can
result in additional differences between the positions in client
accounts and the list of securities in the newsletters.
Pivot Point Advisors, its related companies, directors, employees and
other affiliated parties typically will have positions in the securities
highlighted in the newsletters, effect transactions in these securities,
or invest the Pivot Point Advisors' strategies.
Performance Data
This website contains performance and other data. Unless otherwise
specified, all figures are estimated and unaudited. Net results reflect
the net realized and unrealized returns after deduction of all
operational expenses (including brokerage commissions), management fees
and performance allocations. Performance data assume reinvestment of
all distributions. Past performance is not necessarily indicative of
future results and investors risk loss of their investment.
This web site may contain forward-looking statements on our current
expectations and projections about future events. Statements that are
predictive in nature, that depend upon or refer to future events or
conditions or that include words such as “expects,” “anticipates,”
“intends,” “plans,” “believes,” “estimates,” “thinks,” and similar
expressions are forward-looking statements. These statements involve
known and unknown risks, uncertainties and other factors that may cause
our actual results and performance to be materially different from any
future results or performance expressed or implied by these
forward-looking statements. These factors include, among other things,
those matters discussed as “Risk Factors,” in our materials, as well as
(1) general economic and business conditions; (2) new governmental
regulations and changes in, or the failure to comply with existing
governmental regulation, (3) legislative proposals that impact our
industry or the way we do business, (4) competition, and (5) our ability
to attract and retain qualified personnel.
Although we believe that these statements are based upon reasonable
assumptions, we can give no assurance that our goals will be achieved.
Given these uncertainties, prospective investors are cautioned not to
place undue reliance on these forward-looking statements. We assume no
obligation to update or revise any forward-looking statements contained
on the web site or provide reasons why actual results may differ. |
